U.S. Bank Revamps MINI Credit Card With Enhanced Rewards and New Benefits
U.S. Bank has revamped its BMW, MINI, and BMW Motorrad Mastercard credit cards with enhanced rewards, a 10,000-point welcome bonus, 0% introductory APR for 12 billing cycles, and double-value points when redeemed at dealerships or toward el
U.S. Bank has introduced redesigned BMW, MINI, and BMW Motorrad Mastercard credit cards featuring enhanced rewards and financing benefits. Cardholders earn 3X points per dollar on eligible purchases at BMW Group dealerships, gas stations, EV charging stations, and tollways, with a 10,000-point welcome bonus after spending $500 within the first 90 days. The cards have no annual fee and offer 0% introductory APR on purchases and balance transfers for 12 billing cycles.
Rewards offer additional value when redeemed at BMW, MINI, and BMW Motorrad dealerships, where points are worth twice as much. Eligible customers can also use points toward BMW Financial Services loan or lease payments, with 10,000 points worth $200 instead of the standard $100. A six-month ExtendPay plan with no fees or interest is available to eligible cardholders for qualifying BMW Group purchases and services.
The updated cards are designed to help customers turn everyday spending into savings on vehicle purchases, maintenance, and financing. BMW Financial Services says the changes aim to strengthen customer loyalty while offering greater flexibility and value across the ownership experience. The redesigned cards retain a dollar-for-dollar points system for other purchases, while the introductory APR reverts to a variable rate after 12 billing cycles.
Clarify the 3X rewards categoriesTighten the final paragraph